This is an arrangement through which the workers’ compensation insurance carrier allocates an approved amount of money aside from the settlement of the claim (which can be structured and/or monitored in a number of different ways) to cover future medical expenses of an injured worker that would otherwise be processed by Medicare. In order to determine the amount of money to set aside, the insurance carrier would hire an independent company, such as CompEx, to review the insured’s medical records, pay screens, adjuster’s notes and correspondence in order to calculate an allocation amount commonly referred to as MSA. The report submitted to the insurer will include a summary of the set aside and the recommended amount.